Every kind of account
Cash, checking, savings, investment, credit cards, loans. Each account in its own currency.
Free and open source · self-hosted
Your own spending tracker, on your own machine.
Track every account and currency with your family or a small group. MSaving runs on your computer or server, so your money data never goes to anyone else.
Everything you need to keep track of your money
Separate books, shared if you like
Personal, household, side business. Share a book with your family as owner, editor or viewer.
Any currency
155 currencies with daily exchange rates, no account or key needed. Totals convert at that day's rate.
Budgets by period
Set a limit per day, week, month, quarter or year. Sub-categories count toward their parent.
Lending and borrowing
Tie a loan to a person. Always know who owes you and whom you owe.
One-screen overview
Net worth, this month's spending against last month, a six-month trend and spending by category.
Run it yourself in a few minutes
You need a computer that stays on (a home PC, a mini PC, a Raspberry Pi 4 or a small VPS) with Docker and git. Nothing else: no cloud account, no sign-up with us.
git clone https://github.com/LeeMinNguyeen/msaving
cd msaving
docker compose up -d --build
docker compose logs msavingStart it
Get the code and start it. Docker builds the server on your machine; the database and everything else set themselves up.
Create the admin
Open the address, enter the setup code from the log, and create your account. You're the server's admin.
Invite your people
Create an invite and send the link or let them scan the QR code. Each person picks their own password.
Read the install guide → HTTPS for other devices, backups, updates and your own database: all in the docs.
Your data stays with you
On your machine
Everything is stored on the computer or server you run. The project never sees it and collects nothing.
Only who you invite
New accounts need your invite. Each person sees only their own books and the ones shared with them, enforced by the database itself.
Protected sign-in
Passwords of at least 10 characters, stored hashed, and optional two-step verification with an authenticator app.
Export and delete
Anyone can download their data as readable CSV files, or delete their account: 30 days to change their mind, then it's gone.
Free, for good
Every feature is free and the code is open source (AGPL-3.0). No plans, no ads, no tracking.
Questions
Do I need a server?
Any computer that stays on is enough: a home PC, a mini PC, a Raspberry Pi 4 or newer, or a small VPS. It needs Docker and about 1 GB of memory.
Where is my data stored?
Only on the machine you run MSaving on. Back it up: the server makes a backup every night, and the guide shows how to copy them somewhere else.
Can my family use it from their phones?
Yes, in the phone's browser today, and in the mobile app once it's out. For use outside your home network, the guide shows three ways to set up HTTPS.
Which currencies are supported?
The 155 currencies in use under ISO 4217, including VND, USD, EUR and JPY. Rates update daily.
How do I update?
Two commands, or one click on the admin page if you turn that on. The server backs up before any change to your data.
Is it really free?
Yes. MSaving is open source and has no paid plan. Donations help keep it going.
Your money, your machine
Install MSaving in a couple of minutes and invite the people you share money with.
Read the install guide →